Terms & Conditions

Effective Date: July 2026

1. Acceptance of Terms

By accessing or using this website, you agree to comply with these Terms & Conditions. If you do not agree with any part of these terms, please discontinue using this website immediately.

2. About Our Services

Vaishnav Financial Services provides financial planning, insurance advisory, retirement planning, child education planning, investment guidance, wealth management, and claim assistance services. Information available on this website is intended for general informational purposes only and should not be considered financial or legal advice.

3. User Responsibilities

• Provide accurate and complete information while submitting enquiry forms.
• Do not misuse the website or attempt unauthorized access.
• Use this website only for lawful purposes.
• Maintain confidentiality of any login credentials provided.

4. Financial Disclaimer

Insurance policies, investment products, and financial plans are subject to their respective terms, market conditions, regulatory approvals, and policy documents. Vaishnav Financial Services does not guarantee any fixed returns, bonuses, investment performance, or financial outcomes.

5. Consultation

Recommendations provided during consultations are based on the information supplied by the client. Final financial decisions remain solely the responsibility of the client.

6. Policy Issuance

Insurance policy approval, premium rates, underwriting decisions, and claim settlements are solely determined by the respective insurance company in accordance with applicable regulations.

7. Intellectual Property

All website content including logos, graphics, designs, text, images, branding, and other materials are the exclusive property of Vaishnav Financial Services unless otherwise stated. Unauthorized copying, reproduction, or redistribution is strictly prohibited.

8. Privacy

We respect your privacy. Information submitted through our website will only be used for providing our services and communicating with you. Please review our Privacy Policy for complete details.

9. Third Party Links

Our website may contain links to third-party websites. We are not responsible for their content, services, policies, or privacy practices.

10. Limitation of Liability

Vaishnav Financial Services shall not be liable for any direct, indirect, incidental, consequential, or financial loss arising from the use of this website or reliance upon any information provided herein.

11. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time without prior notice. Updated versions will be published on this page.

12. Governing Law

These Terms & Conditions shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the competent courts.